婚姻财产分割协议书起草

王磊与李娜财产分割协议书

本协议由以下双方于____年__月__日于________________签署：

甲方（男方）：王磊，身份证号：________________，住所地：________________，联系电话：________________。

乙方（女方）：李娜，身份证号：________________，住所地：________________，联系电话：________________。

鉴于：
1. 甲乙双方系依法成立的婚姻关系主体，现基于自愿协商，就夫妻共同财产及共同债务之清理与分割事宜，依照《中华人民共和国民法典》（以下简称“民法典”）婚姻家庭编、合同编及有关司法解释之规定，在平等、自愿、公平、有利于生产生活的原则下，订立本协议。
2. 双方确认，已就财产范围、性质、价值、归属与债务承担充分披露并充分了解，协商真实意思表示，自愿受本协议约束。
3. 本协议仅就财产及债务之分割与承担作出安排；子女抚养、探望等事项另行约定，不构成本协议内容。

第一条 定义与基准日
1. 基准日：双方一致以____年__月__日为夫妻共同财产与共同债务确定、估值及分割之基准日（含当日）。基准日之后之新增收入、孳息及债务，除本协议另有约定外，归各自所有或由各自承担。
2. 夫妻共同财产、个人财产之认定及共同债务之范围，适用民法典有关规定（包括但不限于民法典第一千零六十二条、第一千零六十三条、第一千零六十四条、第一千零六十五条等）。

第二条 财产清单与总则
1. 双方确认，基准日存在之夫妻共同财产与共同债务已详列于本协议附件一《资产明细表》与附件二《债务明细表》，包括不动产、机动车、银行存款、现金、理财、证券、基金、期货/期权、信托、保险（含现金价值）、住房公积金、养老保险个人账户可分配部分、企业年金/职业年金、股权或出资份额、知识产权收益、应收账款及其他合法财产，以及按法律规定认定之夫妻共同债务与或有负债。
2. 双方保证：不存在对共同财产之隐匿、转移、变卖、毁损、挥霍或伪造共同债务之情形；如有违反，适用本协议第十条之约定，并可依据民法典相关规定主张再次分割及其他责任。

第三条 不动产之分割与办理
1. 房产一：坐落于________________，不动产权证号：________________，登记权利人：________________。现有贷款：□无/□有（贷款银行：________，余款人民币________元）。
   （1）归属：该房产归□甲方/□乙方单独所有，自本协议生效之日起享有占有、使用、收益及处分权。
   （2）价款与补偿：基于双方对该房产于基准日之协商价值人民币________元之确认，非取得方应于本协议生效后__日内向取得方支付差额补偿人民币________元，支付方式：________________。
   （3）贷款处置：若存在按揭贷款，取得方承诺自本协议生效之日起独自清偿剩余本息，并于__日内办理贷后权利义务变更、他方责任解除及抵押权项下他方义务豁免；若金融机构制度不允变更，则取得方于贷款项下对金融机构之对外责任不因本协议减免，但双方内部承担按本款执行，取得方应对因此产生的一切对外清偿、违约金、罚息及费用对非取得方予以完全赔偿与使其免责。非取得方应在取得方办理转移与贷款手续过程中予以必要协助。
   （4）产权登记变更：双方应于本协议生效后__个工作日内共同办理不动产转移登记，税费承担如下：契税、增值税及附加、个人所得税等依法由□受让方/□出让方承担或按法律规定承担，登记费由□________承担；双方应配合提供资料、到场签署必要文件。
   （5）交付与占用：自本协议生效之日起__日内，非取得方将房屋交付取得方，交付时应结清水、电、燃气、物业费、供暖费、房屋租金等相关费用（至交付日止）。交付前之收益与费用由□现占用方承担；交付后由取得方承担。
2. 房产二及其他不动产：如附件一所列，分别按前款方式参照执行。

第四条 机动车
1. 车辆一：品牌型号________，车牌号________，登记人________，估值人民币________元，归□甲方/□乙方所有。归属方于__日内办理过户登记。车贷余额人民币________元由归属方承担并负责对外清偿，非归属方内部免责。
2. 车辆二及其他动产：依附件一列明之归属、估值与办理期限执行。

第五条 金融性资产
1. 银行存款/现金：双方确认基准日存款合计人民币________元，现分割为：甲方________元，乙方________元。涉及账户及余额详见附件一。双方于本协议生效后__日内完成划转。
2. 证券/基金/理财/期货等：账户号________（券商/平台________），净资产人民币________元，分割为：甲方________，乙方________。可分割标的以份额/净值方式切割，无法切割之标的由取得方于__日内向另一方支付现金折价补偿。
3. 保险：对以夫妻共同财产支付保费且具现金价值之保险，按现金价值（以保险公司出具之基准日保单现金价值证明为准）进行分割：甲方________元、乙方________元。对作为保障功能之寿险、重疾险等，受益人和投保人变更按附件一约定办理。
4. 住房公积金及养老账户可分配部分：以基准日余额为准，经管理机构办理提取/划转或以现金折价补偿方式处理：甲方得________元，乙方得________元。办理所需协助义务由双方承担。

第六条 企业权益与知识产权收益
1. 公司股权/合伙份额：甲/乙方名下于________公司持有股权/出资额________（占比__%），协商估值人民币________元。该等权益归□甲方/□乙方持有；另一方于__日内取得现金补偿人民币________元。股权变更需遵守《公司法》及公司章程之规定，涉及其他股东之优先购买权、董事会/股东会决议之程序由持有方负责推进；若未获批准，则维持现状，由持有方于规定期限内支付对价并承担分红对价支付义务，不影响另一方的价金受领权。
2. 知识产权收益（著作权许可费、专利实施费等）中属于夫妻共同财产之部分，按附件一列示之项目及应计期间分割；基准日后新增之收益按权属归属人所有。

第七条 其他动产及家庭日常用品
1. 家具家电、首饰、艺术品等按附件一所列清单归属各方所有。无法准确估值或分割之物品，归使用方所有，另一方以现金折价补偿人民币________元。
2. 双方确认贵重物品均已列示，无未列示之高价值财物。

第八条 债务之确认与承担
1. 共同债务（附件二）包括为家庭共同生活所负债务、为共同生产经营所负且双方共同签名或事后追认之债务、一方以个人名义但确用于共同生活或共同事业且对方知悉或可合理推定知悉之债务。上述共同债务由双方按以下方式承担：□各半承担/□甲方承担__%，乙方承担__%/□特定债务指定承担（详见附件二）。
2. 个人债务包括一方婚前个人债、因个人挥霍、赌博等非共同生活所需所负债务、未经另一方同意为个人名义提供担保所致担保责任、以及法律规定之其他个人债务，概由该方自行承担，并使另一方免责。
3. 内部承担与对外责任：本条之债务内部承担不对抗善意第三人，对外责任仍依法律及债权文件确定；一方为对外清偿而承担超过其内部份额部分的，有向对方追偿之权。
4. 或有负债与保证：如存在为第三人提供之保证、担保、联合贷款等，提供担保方应于本协议生效后及时通知债权人并采取解除或替换担保之合理措施；未能解除前，另一方对外不负担保责任，提供担保方对可能发生之对外清偿及相关费用承担完全赔偿责任。

第九条 税费与办理期限
1. 因财产转移、过户、变更登记产生之税费与政府性收费，按法律法规规定承担；法律未明确规定者，按以下约定承担：□受让方/□出让方/□各自承担__%。
2. 双方应于本协议生效后__日内完成全部过户、划转、账户变更及税费申报，并相互提供必要文件及协助。任何一方不配合致使对方受损的，应承担违约责任并赔偿由此产生的一切损失与合理费用（含诉讼/仲裁费、律师费、评估费、公证费等）。

第十条 隐匿、转移、毁损共同财产之处理
1. 若任何一方在离婚前后存在隐匿、转移、变卖、毁损、挥霍夫妻共同财产，或伪造夫妻共同债务的，除对方依法有权请求再次分割外，违约方应向守约方支付违约金人民币________元，并赔偿因此造成之全部损失；同时守约方有权请求人民法院依法减少或不分该违约方之财产份额。
2. 离婚后发现前述情形的，守约方有权自知悉之日起依法向人民法院提起诉讼主张再次分割及相应民事责任。

第十一条 经济补偿与损害赔偿之处理
1. 双方就民法典关于家务劳动补偿（离婚经济补偿）之请求权利，约定：□放弃/□由____方向____方支付人民币________元，于本协议生效后__日内支付。
2. 双方确认不存在重婚、与他人同居、家庭暴力、虐待遗弃等应承担离婚损害赔偿之情形；如与事实不符，权利方保留依法主张之权利。

第十二条 保密与个人信息保护
1. 除依法应向主管机关、金融机构、登记机构、司法机关提供外，任何一方不得向第三人披露本协议内容及双方财产信息。
2. 双方承诺依法合理使用对方个人信息，仅在履行本协议之必要范围内处理。

第十三条 争议解决与适用法律
1. 本协议之订立、效力、履行、变更、终止与解释，适用中华人民共和国法律。
2. 因本协议产生之争议，双方应先行协商；协商不成的，任何一方可向有管辖权之人民法院起诉。管辖法院约定为：□标的物所在地人民法院/□履行地人民法院/□被告住所地人民法院。

第十四条 生效与执行
1. 本协议为双方离婚之财产分割安排的组成部分，与双方于民政部门办理的《离婚协议书》具有同等法律效力。本协议自民政部门签发《离婚证》之日起生效；如双方已通过人民法院调解或判决离婚，本协议自双方签字（或盖章）之日起生效。
2. 双方同意可依法办理公证或申请司法确认；经依法赋予强制执行效力的，本协议可作为强制执行依据。
3. 若于本协议签署之日起__日内未办理离婚登记且未达成其他书面安排的，本协议自动失效，已履行部分另行结算或恢复原状（无法恢复的折价补偿）。

第十五条 其他
1. 本协议系双方真实意思表示，双方已充分阅读、理解并接受全部条款，不存在重大误解、显失公平、胁迫或乘人之危等情形。
2. 本协议未尽事宜，双方可另行签订补充协议；补充协议与本协议具有同等法律效力。
3. 本协议之任何条款被认定为无效或不可执行，不影响其他条款之效力。
4. 本协议一式___份，双方各执___份，用于办理登记、过户、税务、金融等事项之需要，均具同等法律效力。
5. 附件为本协议不可分割之组成部分：
   附件一：资产明细表（载明不动产、车辆、各类账户、保险、公积金、养老金、证券基金、股权、其他财产之名称、编号、机构、余额/份额、估值、归属）
   附件二：债务明细表（载明债权人、债务性质、余额、利率、到期日、担保情况、对外责任承担安排及内部份额）
   附件三：必要之评估/对账/证明文件（银行对账单、保单现金价值证明、证券对账单、不动产权证复印件、贷款余额证明等）

（以下无正文）

甲方（签字/捺印）：________________    日期：____年__月__日

乙方（签字/捺印）：________________    日期：____年__月__日

见证人/律师（如有）：________________    机构：________________    日期：____年__月__日

重要提示（签前阅读）：
1. 请核对并完整填写附件资产与债务明细，确保与银行、券商、保险公司、不动产登记机构之数据一致；必要时进行评估与对账。
2. 涉及不动产、股权变更、保险/公积金/养老金划转等，需遵守主管机关、公司章程及金融机构之实务规定，办理时限以对方机构要求为准。
3. 本协议关于债务之内部承担安排，不得对抗善意第三人。为避免争议，建议同步办理债权人通知、责任免除、账户解绑、担保解除或替代等手续。
4. 建议对本协议进行公证或申请司法确认，以便出现违约时可依法申请强制执行。

夫妻財產分割協議書（周寧—趙琦）

甲方（夫）：周寧，身份證號碼：＿＿＿＿＿＿＿＿＿＿，住所：＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿。
乙方（妻）：趙琦，身份證號碼：＿＿＿＿＿＿＿＿＿＿，住所：＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿。

前言
甲、乙雙方為合法夫妻，現基於協商一致，就夫妻共同財產與共同債務之分割事宜，依中華人民共和國民法典（婚姻家庭編）及相關司法解釋之規定，自願、平等、真實意思表示，訂立本協議，以資共同遵守。

第一條 定義與基準日
1. 基準日：雙方確認以＿＿年＿＿月＿＿日（以下稱「基準日」）為財產與債務認定及估值之基準日。除本協議另有明示者外，基準日後所生之收入、孳息、利息、漲跌價差等，歸屬取得方所有或承擔。
2. 共同財產：婚存期間（自結婚登記日至基準日）所得之工資、獎金、勞務報酬、經營收益、投資收益、知識產權收益、房屋及動產增值、未另行約定或附條件贈與／繼承之財產等，依法屬夫妻共同財產。
3. 專屬財產：一方婚前財產；因人身損害獲得之賠償；一方專用生活用品；明確約定或基於遺囑／贈與契約明確歸屬一方之財產；其他依法應屬一方之財產。
4. 共同債務：婚存期間為家庭共同生活或共同生產經營所負之債務，以及雙方共同簽名或事後追認之債務；依法不屬共同債務者除外。

第二條 共同財產範圍之確認
雙方確認，至基準日之共同財產列示如下（最終以附件清單為準）：
1. 不動產：房屋／土地合計＿＿處（詳附件一）。
2. 機動車輛：＿＿輛（詳附件二）。
3. 銀行存款與現金：合計人民幣＿＿元（詳附件三，按賬戶分列）。
4. 證券、基金、理財、保險（具現金價值部分）：合計估值人民幣＿＿元（詳附件四）。
5. 企業出資／股權／合夥份額：合計估值人民幣＿＿元（詳附件五）。
6. 住房公積金、企業年金、補充醫保個人賬戶、商業年金等：詳附件六。
7. 家具家電、首飾名表、藝術品等動產：詳附件七。
8. 數位資產（含加密資產、平台積分、網路帳戶中之可計算財產權）：詳附件八。
如有遺漏，依本協議第五條、第十五條之原則補充處理。

第三條 專屬財產
下列財產屬一方專屬，非本次分割標的：
1. 甲方專屬財產：＿＿＿＿（如：婚前房產／一方父母明確贈與甲方名下之財產／人身損害賠償等）。
2. 乙方專屬財產：＿＿＿＿（同上）。
雙方確認互不主張上述專屬財產之權利。

第四條 不動產之分割與過戶（附件一對應）
1. 標的一：坐落於＿＿市＿＿區＿＿路＿＿號＿＿室，不動產權證號：＿＿。歸屬：＿＿方單獨所有。
   - 估值：人民幣＿＿元（估值依＿＿機構出具之報告／雙方協議價值）。
   - 抵押情況：有／無。餘額：人民幣＿＿元。剩餘貸款由＿＿方承擔並於＿＿日前辦理貸款主體變更或貸清過戶。
   - 補償：＿＿方為取得該不動產，自本協議生效之日起＿＿日內一次性向對方支付人民幣＿＿元作價差補償。
   - 過戶：雙方於＿＿日前共同至不動產登記機關辦理權屬變更。稅費由＿＿方承擔＿＿%，＿＿方承擔＿＿%。
2. 標的二（如有）：同上格式列明。
3. 若因貸款機構審批或政策限制暫難變更貸款主體，雙方同意採行「先變更產權、貸款仍由＿＿方按期清償並保障對方免受追索」之替代安排；如對方因此受有損失，＿＿方承擔全部賠償責任。

第五條 機動車輛（附件二對應）
1. 車輛一：車牌＿＿，車架號＿＿，歸＿＿方所有，於＿＿日前辦理過戶。過戶稅費由＿＿方承擔。
2. 補償：就估值人民幣＿＿元，＿＿方向對方支付價差人民幣＿＿元，於＿＿日前支付。

第六條 銀行存款與現金（附件三對應）
1. 基準日賬面餘額合計人民幣＿＿元，雙方按＿＿：＿＿比例分割。
2. 操作方式：自本協議生效日起＿＿日內，由賬戶實際控制人向對方支付人民幣＿＿元；或共同辦理賬戶劃轉。
3. 基準日前後存在之資金流水，如涉及重大異常支出或轉移，依第十五條處理。

第七條 證券、基金、理財、保險現金價值（附件四對應）
1. 以基準日淨值為準，按＿＿：＿＿比例分割。
2. 具體方式：由持有人於＿＿日前賣出結算或以對賬單名義份額實物分割（如平臺支持）。
3. 投資損益：基準日後之漲跌由持有人自行承擔或享有。

第八條 企業股權／合夥份額（附件五對應）
1. ＿＿公司（統一社會信用代碼＿＿），甲／乙方名下出資額人民幣＿＿元，佔股＿＿%。雙方同意該股權歸＿＿方所有。
2. 若公司章程／股東協議載有優先購買或同意權，＿＿方負責通知並推動履行內部程序；他方應予配合。
3. 對價及支付：＿＿方於＿＿日前向對方支付股權對價人民幣＿＿元。估值基礎為＿＿（審計報告／資產評估／雙方約定）。
4. 如受法定限制暫難變更登記，依「權益歸屬約定＋表決權委託＋收益權轉讓」方式先行履行，待條件成就即辦理變更。

第九條 住房公積金、年金與退休賬戶（附件六對應）
1. 婚存期間形成之住房公積金餘額與企業年金權益，屬夫妻共同財產，雙方同意採行「等值折價」方式由權利人以人民幣＿＿元補償對方，於＿＿日前支付。
2. 法律或政策限制不得分割或轉移者，不作實體劃轉，但以其他財產折價補償。

第十條 動產、首飾、藝術品與日常用品（附件七對應）
1. 清單列明之高價值動產按件分配；其餘居家用品原則上歸現占有人所有。
2. 價差補償：＿＿方向對方支付人民幣＿＿元，於＿＿日前支付。

第十一條 數位資產與網路帳戶（附件八對應）
1. 婚存期內形成且具財產價值之數位資產按＿＿：＿＿比例分割；技術上不可分割者由持有人取得並向對方折價人民幣＿＿元。
2. 平台限制致無法變更權限者，持有人應於＿＿日前完成收益權轉付或分配安排。

第十二條 共同債務與保證責任
1. 經核對，至基準日共同債務如下（詳附件九）：債權人＿＿，本金＿＿元，性質＿＿，歸＿＿方清償／按＿＿：＿＿比例清償。
2. 非共同債務：下列債務由債務人自負，對他方不發生連帶責任：＿＿＿＿（如個人消費性貸款、未經對方同意之高額投資性負債等，依法不屬共同債務之情形）。
3. 對外保證：任何一方以夫妻共同名義或以共同財產提供擔保者，應如實披露；如未披露致對方受損，負全額賠償責任。
4. 債權人通知：承擔清償義務之一方應於＿＿日前通知債權人本協議分配安排，並盡力促成主體變更或債務展期重簽。他方應配合必要之簽署，但不得增加其責任。

第十三條 稅費與手續
1. 因本協議所涉登記、過戶、評估、公證、稅費等，由＿＿方承擔＿＿%，＿＿方承擔＿＿%。
2. 因政策變動致稅費顯著增減，雙方本於公平原則協商調整。

第十四條 陳述與保證
1. 雙方已對夫妻共同財產與債務全面、真實、完整披露，無隱匿、轉移、虛構債務或惡意降低價值之行為。
2. 雙方確認本協議為真實意思表示，未受欺詐、脅迫或重大誤解。

第十五條 隱匿、轉移或毀損共同財產之處理
如任何一方於離婚前或本協議履行過程中，有隱匿、轉移、變賣、毀損共同財產或虛構債務等規避分割之行為，他方有權請求對該部分另行分割、獨享隱匿部分或要求損害賠償；必要時得向有管轄權之人民法院提起訴訟並請求對過錯方酌減分配份額及承擔不利法律後果。

第十六條 違約責任與逾期利息
1. 任何一方未於約定期限內辦理過戶、清償或支付補償款，每逾期一日，按未履行金額之日萬分之五支付違約金，並承擔由此產生之實際損失（含稅費增量、評估費、律師費、訴訟費、保全費等）。
2. 如逾期超過＿＿日仍未履行，守約方有權解除相關標的之特定安排並請求法院強制履行或拍賣／變價清償。

第十七條 保密條款
除依法應向主管機關、司法機關、金融機構披露外，任何一方不得向無關第三人披露本協議之內容及附件，否則應承擔違約責任並賠償因此造成之損失。

第十八條 爭議解決與適用法律
1. 本協議之成立、效力、解釋、履行，均適用中華人民共和國法律。
2. 因本協議引起或與之相關之任何爭議，雙方應先行協商；協商不成，均提交＿＿市＿＿區人民法院依法管轄。

第十九條 生效與關聯安排
1. 若雙方以登記離婚方式解除婚姻關係，本協議自民政部門簽發離婚證之日起生效。
2. 若雙方以訴訟離婚方式解除婚姻關係，本協議自人民法院生效法律文書確認之日起生效；雙方同意請求法院將本協議納入民事調解書／判決主文予以確認。
3. 為強化履行，雙方可共同申請公證；其中具金錢給付義務且符合法律條件者，雙方同意就該部分在公證機構辦理具有強制執行效力之債權文書公證。

第二十條 其他
1. 本協議未盡事宜，由雙方本於誠信原則另行簽署書面補充協議，補充協議與本協議具有同等法律效力。
2. 本協議連同附件（附件一至附件九）構成完整協議。手寫更改須經雙方簽字確認方屬有效。
3. 本協議一式＿＿份，甲乙雙方各執＿＿份，另可用於向有關機關辦理手續之份數＿＿份，均具同等法律效力。

附件清單（示例）
附件一：不動產明細（地址、權證號、權利人、取得時間、估值、抵押情況）
附件二：機動車輛明細（車牌、車架號、估值）
附件三：銀行賬戶清單及餘額對賬單（至基準日）
附件四：證券／基金／理財／保險現金價值清單（對賬單）
附件五：企業股權／合夥份額資料（章程、股東名冊、審計或評估）
附件六：住房公積金與年金權益說明（對賬單）
附件七：動產高價值物品清單與估值依據
附件八：數位資產清單與可轉移性說明
附件九：共同債務清單（合同、對賬、用途、是否共同簽名或追認）

自願接受強制執行條款（可選）
雙方一致同意：對於本協議項下明確之金錢給付義務，如一方逾期不履行，守約方可持本協議及相應公證文書，依法申請強制執行。違約方承諾不以程序性理由抗辯。

簽署
甲方（簽字／手印）：＿＿＿＿＿＿＿＿＿＿
簽署日期：＿＿年＿＿月＿＿日

乙方（簽字／手印）：＿＿＿＿＿＿＿＿＿＿
簽署日期：＿＿年＿＿月＿＿日

簽署地點：＿＿＿＿＿＿＿＿＿＿

——— 法律依據與說明（摘要）———
1. 共同財產與專屬財產之劃分、離婚時財產分割以協議優先、協議不成由法院依照照顧子女與女方權益、兼顧無過錯方原則綜合裁量，均以中華人民共和國民法典（婚姻家庭編）及最高人民法院相關司法解釋為依據。
2. 夫妻共同債務之認定，以是否用於共同生活、共同生產經營，或雙方共同簽名／事後追認為重要判斷標準；對於個人名義高額債務，如非用於家庭共同事務，通常不作共同債務處理。
3. 住房公積金、年金與婚存期內形成之可計量權益，實務上作為共同財產可折價分割；受政策限制者，常以等值補償處理。
4. 一方隱匿、轉移、毀損共同財產或虛構債務，實務中將承擔不利後果，包括對隱匿部分之不分或少分、損害賠償等。
5. 協議可通過納入法院調解書或特定金錢給付部分辦理具強制執行效力之公證，以提升可執行性；不動產、股權等權利變動，仍須依法向主管機關辦理登記／變更。

重要提示
本協議為範本性文本，具體標的、數額、期限及附件內容請依雙方實際情況補充、核對。涉及大額資產、股權、涉外因素或重大稅務影響時，建議先行評估、審計與稅務測算，必要時由律師提供逐項校核與辦理過戶支持。

Marital Property Division Agreement

This Marital Property Division Agreement (the Agreement) is entered into by and between Han Fei (Party A) and Liu Wen (Party B) (collectively, the Parties), effective as of the date of the last signature below.

Recitals

A. The Parties were lawfully married on [date of marriage] in [place], and separated on [date of separation] (the Date of Separation). Dissolution of marriage proceedings are contemplated or pending in [court/jurisdiction] under case number [if applicable].

B. The Parties desire to fully and finally resolve, compromise, and settle between themselves all rights and obligations concerning their marital and separate property and debts, without further litigation, and to set forth the agreed-upon valuation and allocation of assets and liabilities, subject to approval and/or incorporation by the competent court where required by applicable law.

C. Each Party acknowledges having made full and fair disclosure of all assets, liabilities, income, and expectancies to the other Party and enters this Agreement freely, knowingly, and voluntarily after an opportunity to seek independent legal advice.

Definitions

1. For purposes of this Agreement only:
   1.1 Marital Estate means all property, rights, and interests acquired by either Party, individually or jointly, from the date of marriage through the Date of Separation, except property defined as Separate Property.
   1.2 Separate Property means (a) property acquired by either Party before the marriage; (b) property acquired by gift or inheritance during the marriage and traceable proceeds thereof; (c) property excluded by valid agreement; and (d) personal injury non-economic damages allocated to a Party; in each case to the extent not transmuted or commingled under applicable law.
   1.3 Valuation Date means [valuation date], which the Parties agree is the operative date for determining values, unless otherwise expressly stated.

2. This Agreement reflects a negotiated settlement of disputed claims and does not constitute an admission as to the characterization or value of any asset or debt for any purpose other than enforcement of this Agreement.

General Provisions

3. Comprehensive Disclosure and Reliance.
   3.1 Each Party represents and warrants full disclosure of all assets and liabilities in which either has any legal or equitable interest, and that no material asset or liability has been concealed or misrepresented.
   3.2 Each Party acknowledges reliance on such disclosures in entering this Agreement.

4. Characterization and Allocation Framework.
   4.1 Except as expressly provided, the Parties agree to allocate the Marital Estate and confirm Separate Property as set forth in Exhibits A–D.
   4.2 Title shall be conformed to this Agreement irrespective of record title as of the effective date.

Division of Property

5. Real Property.
   5.1 The real property commonly known as [address] with legal description [legal description] (the Residence) is awarded to [Party A/Party B].
   5.2 The awarded Party shall:
       a. Assume and timely pay all encumbrances, taxes, insurance, and assessments accruing after the effective date;
       b. Indemnify and hold the other Party harmless from any liability thereon; and
       c. Refinance or otherwise remove the non-awarded Party’s name from any mortgage, deed of trust, or lien within [90/120] days, if commercially reasonable.
   5.3 Within [30] days, the non-awarded Party shall execute a quitclaim deed or other instrument sufficient to convey title as required by local law, to be held in escrow pending confirmation of obligations in 5.2.
   5.4 If refinance is not achieved by the deadline despite commercially reasonable efforts, the Residence shall be listed for sale with a licensed broker within [30] days, at a mutually agreed listing price or as set by the broker, and net sale proceeds shall be distributed as follows: [allocation formula].

6. Bank, Cash, and Deposit Accounts.
   6.1 Accounts identified on Exhibit A are awarded to Party A; accounts on Exhibit B are awarded to Party B.
   6.2 Each Party shall retain funds standing to the credit of the awarded accounts as of the Valuation Date, plus or minus post–Valuation Date earnings, accretions, fees, and market changes.
   6.3 Within [10] days, each Party shall remove the other as an authorized user or beneficiary from any awarded account and provide reasonable cooperation to effectuate retitling.

7. Securities, Brokerage, and Digital/Crypto Assets.
   7.1 Brokerage accounts, securities positions, and digital asset wallets shall be divided as set forth in Exhibits A–B.
   7.2 Transfers shall be executed via ACATS, DTC, on-chain transfer, or other lawful means within [30] days. Any transfer fees shall be borne [equally/by recipient/by transferor] unless specified otherwise.
   7.3 Cost basis and holding period shall carry over to the recipient to the extent permitted by applicable law.

8. Retirement, Pension, and Deferred Compensation.
   8.1 The following retirement/deferred compensation assets shall be divided as follows:
       a. [Plan name] – [percentage or dollar amount] to [Party], measured as of [date], adjusted for gains/losses until distribution.
       b. [Plan name] – [etc.].
   8.2 Division shall be effectuated by a qualified or court-recognized domestic relations order, or equivalent order under applicable law (a DRO). The Parties shall cooperate in drafting and obtaining entry of any required DRO and the plan administrator’s approval. Plan-related fees shall be paid [equally/by recipient/by account holder].
   8.3 Each Party retains as Separate Property any retirement assets accrued before marriage or after the Date of Separation, to the extent traceable.

9. Business Interests and Professional Practices.
   9.1 The Parties’ interests in businesses identified in Exhibits A–B are awarded as stated therein.
   9.2 The recipient Party shall indemnify and hold the other harmless from business debts, guarantees, and obligations arising after the effective date.
   9.3 If any third-party consents are required to effect assignment, the Parties shall execute commercially reasonable instruments to implement this allocation.

10. Vehicles and Registrations.
   10.1 Vehicles listed in Exhibits A–B are awarded accordingly. The recipient Party shall, within [15] days, retitle and register the vehicle and indemnify the other Party for liabilities arising on or after the effective date.

11. Tangible Personal Property.
   11.1 Each Party is awarded the tangible personal property in their possession except as otherwise listed on Exhibits A–B.
   11.2 Any disputed items not enumerated shall be resolved by a mutually agreed selection process or third-party mediator/arbiter within [30] days.

12. Intellectual Property and Royalties.
   12.1 Intellectual property identified in Exhibits A–B, including copyrights, patents, trademarks, royalties, and license income, is awarded as specified; future royalties attributable to pre–Date of Separation works shall be allocated [percentage] to [Party], [percentage] to [Party], unless otherwise specified.

Allocation of Debts

13. Debts and Liabilities.
   13.1 Debts listed in Exhibit C are the sole responsibility of Party A; debts listed in Exhibit D are the sole responsibility of Party B.
   13.2 Except as otherwise specified, each Party shall be solely responsible for debts incurred by that Party after the Date of Separation.
   13.3 Each Party shall indemnify, defend, and hold the other harmless from debts allocated to them, including reasonable attorneys’ fees incurred to enforce this indemnity.

Tax Matters

14. Tax Filings and Attributes.
   14.1 The Parties shall file [jointly/separately] for tax year [year] if legally permitted and mutually agreed. Any tax due/refund for that year shall be shared [equally/as allocated], with each Party cooperating to sign necessary forms.
   14.2 Each Party shall be responsible for taxes attributable to assets or income awarded to that Party, including capital gains upon subsequent disposition.
   14.3 Dependency exemptions, credits, and carryforwards (if any) are allocated as follows: [allocation].
   14.4 Nothing herein constitutes tax advice. Each Party has been advised to obtain independent tax advice.

Safeguards and Enforcement

15. Omitted or After-Discovered Assets.
   15.1 Any asset or liability omitted from Exhibits A–D that existed as of the Valuation Date shall be presumed to be marital (unless proven separate) and shall be divided [equally/by specified formula] or awarded by negotiated amendment or by court order. The discovering Party may seek appropriate equitable relief, including constructive trust and attorneys’ fees.

16. Fraud, Concealment, or Nondisclosure.
   16.1 In the event of material misrepresentation or concealment, the non-breaching Party may elect rescission, reformation, or supplemental division and shall be entitled to costs and reasonable attorneys’ fees.

17. Cooperation and Further Assurances.
   17.1 Each Party shall execute all documents and take all actions reasonably necessary to implement this Agreement, including deeds, assignments, account transfer forms, title applications, and DROs.

18. Attorneys’ Fees and Costs.
   18.1 In any action to enforce or interpret this Agreement, the prevailing Party shall be entitled to an award of reasonable attorneys’ fees and costs unless prohibited by applicable law or court order.

19. No Waiver of Non-Property Issues.
   19.1 This Agreement addresses property division and allocation of debts only. It does not adjudicate or waive claims regarding spousal support/maintenance, child custody, or child support unless expressly stated. If the Parties intend to address spousal support, insert: [Spousal support is waived by both Parties effective [date], with each Party forever barred from seeking maintenance from the other] or [Spousal support is reserved to the court].

20. Independent Counsel; Voluntary Execution.
   20.1 Each Party acknowledges the right to independent legal counsel. By signing, each Party affirms that they have had the opportunity to consult counsel of their choice and that they execute this Agreement freely, knowingly, and without duress or undue influence.

21. Governing Law; Venue.
   21.1 This Agreement shall be governed by and construed in accordance with the laws of [jurisdiction]. Venue for any proceeding to enforce this Agreement shall lie in [court/jurisdiction].

22. Court Approval and Incorporation.
   22.1 The Parties intend that, where required, this Agreement be submitted to the appropriate court for approval and be incorporated by reference in any decree of dissolution or judgment, and that its provisions shall survive as an independent contract enforceable at law and in equity.

23. Entire Agreement; Modification.
   23.1 This Agreement constitutes the entire understanding between the Parties on property division and supersedes all prior negotiations. Any modification must be in a signed writing.

24. Severability.
   24.1 If any provision is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

25. Notices.
   25.1 Notices under this Agreement shall be delivered by personal service, courier, or certified mail to the Parties at the following addresses (or as updated in writing):
       a. Party A: [address/email]
       b. Party B: [address/email]

26. Execution; Counterparts; Notarization.
   26.1 This Agreement may be executed in counterparts and by electronic signature, each of which shall be deemed an original. The Parties agree to execute any notarizations required by applicable law to effectuate transfers contemplated herein.

Exhibits

Exhibit A – Assets Awarded to Party A (illustrative categories; attach detailed schedules as needed)
- Real property: [address; estimated equity/value; liens]
- Bank/checking/savings: [institution, account ending xxxx, balance as of Valuation Date]
- Brokerage/securities: [institution, account ending xxxx; positions]
- Retirement/deferred comp: [plan name; account number; marital portion allocation]
- Business interests: [entity name; ownership percentage; valuation method if applicable]
- Vehicles: [make/model/VIN]
- Tangible personal property: [notable items/collections]
- Digital/crypto assets: [wallets/exchanges; coin types/addresses]
- Intellectual property/royalties: [registrations, contracts]
- Insurance cash values: [policy numbers; cash value]
- Other: [describe]

Exhibit B – Assets Awarded to Party B
- Same categories as Exhibit A, itemized for Party B.

Exhibit C – Debts Allocated to Party A
- Mortgage(s)/HELOC(s): [lender; loan number; balance]
- Vehicle loans: [lender; balance]
- Credit cards/lines of credit: [issuer; balance]
- Taxes owed: [jurisdiction; tax year; amount]
- Student/consumer loans: [lender; balance]
- Business debts/guarantees: [creditor; amount]
- Other liabilities: [describe]

Exhibit D – Debts Allocated to Party B
- Same categories as Exhibit C, itemized for Party B.

Acknowledgments

By signing below, each Party affirms under penalty of perjury (or equivalent affirmation under applicable law) that:
- They have read and understood this Agreement in its entirety.
- They have had adequate opportunity to seek independent legal and tax advice.
- They are not relying upon any representation or promise not set forth herein.
- They believe the Agreement to be fair and reasonable under the circumstances and entered into without fraud, coercion, or duress.

Signature Blocks

Party A:
Name: Han Fei
Signature: __________________________
Date: _____________________________

Party B:
Name: Liu Wen
Signature: __________________________
Date: _____________________________

Notary Acknowledgments (add the form required by the governing jurisdiction)

State/Province of _____________
County/City of ________________

On this ____ day of ____________, 20__, before me, the undersigned notary public, personally appeared Han Fei, proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to this instrument, and acknowledged that he/she executed the same in his/her authorized capacity. Witness my hand and official seal.

Notary Public: ______________________
My commission expires: _____________
Seal: ______________________________

State/Province of _____________
County/City of ________________

On this ____ day of ____________, 20__, before me, the undersigned notary public, personally appeared Liu Wen, proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to this instrument, and acknowledged that he/she executed the same in his/her authorized capacity. Witness my hand and official seal.

Notary Public: ______________________
My commission expires: _____________
Seal: ______________________________

Important Implementation Notes

- Insert the governing law and venue applicable to the Parties’ dissolution proceedings; local law may require specific disclosures, acknowledgments, or judicial findings for enforceability.
- If dividing retirement assets, a plan-specific DRO (or local equivalent) is typically required; consult the plan’s model language.
- Real property transfers commonly require a deed in a form recognized by the local land registry; ensure proper recording and transfer tax compliance.
- Consider adding a specific timeline and mediator/arbitrator mechanism for unresolved personal property items.
- If either Party is waiving spousal maintenance, add a clear, conspicuous waiver clause consistent with local law.